**Relisting**Guaranteed Payment**Paying off credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 11% |
| Lender Rate: | 22% | Borrower: | michaellee34 |
| Finished | State: | AL | |
| Funded: | 100% | Group: | i3est of the i3est |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-15 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Jan 15, 2008 | Current |
|
Purpose of loan: This loan will be used to consolidate the balance of my debt that I have left on any and all credit cards. With my recent promotion at work I have been fortunate enough to pay of a great portion of the balances in the last six months. I sincerely promise you that all my payments WILL be on time with NO problems. I have bettered myself in the last year and I want to reward my family with a bigger house in a better school district. Thanks in advance for your consideration it is deeply appreciated. My financial situation: I am a good candidate for this loan because over the past ten years I have worked very hard and recently been promoted to Vice President of the company where I work. My income has doubled in the last six months and I now want to pay off all of my debt and increase my credit score so I can purchase a larger house for my wife and kids. The inquires which are listed in my credit file were 90% for mortgage companies I checked into recently and debt consolidation loans. Of course, this is before I did some research and found out about Prosper and saw how wonderful it was. The one public record was a bankruptcy that I had over nine years ago and it was fully discharged at that time. The debt that I had accumulated then was do to medical bills and college loans. Of course, as you can see with my debt to income ratio and no deliquences on file currently I am greatly approving my financial situation. Please contact me if you have any questions and I would greatly appreciate your considering me as a good prospect for a loan. Monthly net income: $7083.33 Monthly expenses: $5200 Housing: $1135 Insurance: $195 Car expenses: $345 Utilities: $275 Phone, cable, internet: $125 Food, entertainment: $150 Clothing, household expenses $200 Credit cards and other loans: $600 Other expenses: $500 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 251471 | Updating Kitchen and Bathrooms | D | $12,500 @ 20% | Dec 15, 2007 | Expired |
| 257731 | Paying off the balance of my credit cards | D | $5,000 @ 31% | Dec 31, 2007 | Expired |
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