p2p lending at lending club
a little help to get ahead

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: E DTI: 13%
Lender Rate: 23% Borrower: DevotedDad
Time Left: Finished State: AZ
Funded: 100% Group: Global Group - Fast Same Day Approval -
Loan Information
Loan Status: Default Origination Date: 2006-07-28 EricsCC ROI: -97%
Status History
Jul 31, 2006 Current
Sep 15, 2006 Late
Oct 05, 2006 Current
Oct 05, 2006 1 month late
Nov 06, 2006 2 months late
Nov 28, 2006 3+ months late
Dec 05, 2006 2 months late
Dec 05, 2006 3+ months late
Jun 01, 2007 Default
I have been married for 16 years and have 1 son, 15 and a daughter, 12. I have been a bricklayer for 34 years. I coach my kids sports and enjoy hunting, camping, and fishing.My wife and I have had quite a few ups and downs over the past few years.
 It all started when we had  3 full months of winter rains about 3 years ago. Yes, rain in Arizona. Unfortunately, when it rains, I do not get to work. We haven't had this same weather since and I have recently rejoined the largest Masonry company in Arizona going on 2 years now. I am currently bringing home around $2800 a month. To add to our downs, my wife also lost her job of  5 years and was out of work for about 3 months and then took a job with a $5 an hour decrease. This company went out of business after a year and a half and then she was out of work for another 4 months. She now works for a very stable company and has been there slightly over 2 years and brings home about $2000 a month.
Due to these unfortunate situations my wife and I fell behind on our mortgage and vehicle payments. We opted for bankruptcy to avoid foreclosure but then found another way to bring us closer to financially even. So we had the bankruptcy dismissed.
Through this decision we are now renting our house, and we are now current on our vehicle payments. We are trying very hard to pay off all our other debts. We show a couple of credit cards still delinquent but will have those brought to current by the end of the month.Our monthly expenses total around $3200.00. So as you can see we can afford to pay this loan back not only in a timely manner but even earlier than the 3 years. We will pay this off through a bank account by EFT.I invite any lendewr to contact myself or my wife by email at <a [EMAIL DELETED]>[EMAIL DELETED]</a> to answer any questions you might have.Thank you for your consideration and assistance.
Borrower's Other Listings
8881 Devoted to my Kids! HR $3,500 @ 24% Apr 26, 2006 Withdrawn
10387 Needing a little help HR $2,000 @ 24% May 01, 2006 Expired
15628 need a little help to pay bills E $2,000 @ 24% May 24, 2006 Expired
19826 Consolidating for a Fresh Start E $5,000 @ 21% Jun 14, 2006 Expired
22356 Devoted Dad HR $3,000 @ 24% Jun 30, 2006 Withdrawn
23972 needing alittle extra help HR $3,500 @ 24% Jul 10, 2006 Expired

 

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