p2p lending at lending club
Getting Ready for Addition to Family
Homeownership Verified

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: AA DTI: 19%
Lender Rate: 8% Borrower: montboy1
Time Left: Finished State: MN
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-04-15 EricsCC ROI: 6%
Status History
Apr 16, 2008 Current
First, thank you for reviewing my request.  

Second, I am interested in acquiring a personal loan for $7,500 to cover some expenses related to the birth of another child, pay off some credit card debt, and minor home improvements for the room we are using as the nursery.  

As you can tell from my photos, my family and our life together is the number one priority for me.  I work incredibly hard to provide a wonderful home for my family and would just like some ?breathing room? to help with expenses.  

I grew up in a very small town where hard work and persistence were the only means for escaping a life of poverty and hopelessness.  I am the first child in my family to graduate from college and have also attained an advanced degree.   I currently work as a professional within the publishing industry.  I have been married for 10 years and have just recently added another member to my family.   

My Monthly Income = $4000
My Portion of Monthly Debt = $2265  
Breakdown: Mortgage (1/2) = $750 Credit Cards (1/2) = $200 Car (1/2) = $170 Insurance (1/2) = $70 Student Loan (1/2) = $250 Electric, Phone, Garbage (1/2) = $200 Food (1/2) = $225 Daycare (1/2) = $400 TOTAL = $2265  

I am definitely worth your investment and confidence.  I hope you will consider providing a loan to me and, by extension, my family.

 

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