Preparing for our future
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | E | DTI: | 36% |
| Lender Rate: | 30% | Borrower: | Soldier72 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | BuildingTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-22 | EricsCC ROI: | 26% |
| Status History | |
|---|---|
| Jan 19, 2008 | Current |
|
About me: Hello, I am requesting your consideration for this loan to help with my future stability. I am a 35 year old Army Veteran and served during the Gulf War. I am currently a General Manager in the hospitality industry in which what I have been working in since leaving the military. I have actively been working on paying down my debt from the salary I am now earning. Acquiring this loan will help me recover from some of the credit issues I have accrued. If I receive this money I will be able to pay off several credit cards, close the accounts, raise my credit score and help me save for my first home. I recently just got married, and in the next year and would love to save money for our down payment for our first home. Reason for Loan: Consolidate 2 credit cards payments into one installment loan. My wife and I have paid off a considerable amount of debt and we are focusing on closing our revolving accounts. Our goal is to purchase a new home using my VA loan in October of 2008, with the expectation of paying this loan off early. We also would like to finish paying off our school loans. Credit History: My most current delinquencies have been due to the deaths of my parents. I dealt with the majority of the cost of funeral arraignments. I have had negative credit in my past, but we have taken several steps toward restoring it. My debt has decreased, and my income has increased. I have taken the time to contact my creditors and set up payment plans with them. Monthly Income: $3384 Monthly Expenses: Rent-520, Car-364, Ins-149, Home Phone-30, Gas-200, Food-300 Loan-185, Savings- 40 (per check), Utilities- 300, Credit card #1- 87,Credit card #2-125, Shell card- 70, School loan-200, Cell Phone-59 The remaining funds will go towards my loan payment with Prosper and savings for a down payment for a house. Thank you for taking the time to review my loan request. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 36433 | Preparing for the Future | E | $3,500 @ 23% | Sep 03, 2006 | Withdrawn |
| 36713 | Preparing for our future | E | $3,350 @ 29% | Sep 05, 2006 | Withdrawn |
| 36924 | Rebuilding for my future | E | $3,436 @ 29% | Sep 05, 2006 | Withdrawn |
| 37560 | Need help rebuilding | E | $3,035 @ 29% | Sep 07, 2006 | Withdrawn |
| 38786 | Help me get a new start | E | $3,500 @ 29% | Sep 12, 2006 | Withdrawn |
| 40248 | Desire Stability | E | $3,200 @ 29% | Sep 18, 2006 | Withdrawn |
| 41218 | Relist-Future Stability | E | $3,500 @ 29% | Sep 21, 2006 | Withdrawn |
| 41609 | Future Stability | E | $3,500 @ 29% | Sep 23, 2006 | Expired |
| 43437 | Future Stability | E | $3,200 @ 29% | Sep 30, 2006 | Expired |
| 46701 | Future Stability | E | $3,100 @ 28% | Oct 10, 2006 | Withdrawn |
| 46808 | Future Stability | E | $3,100 @ 27% | Oct 10, 2006 | Withdrawn |
| 46820 | Future Stability | E | $3,100 @ 27% | Oct 10, 2006 | Withdrawn |
| 47256 | Future Stability | E | $3,100 @ 28% | Oct 11, 2006 | Withdrawn |
| 50817 | Future Stability | E | $3,100 @ 28% | Oct 20, 2006 | Withdrawn |
| 51440 | Future Stability | E | $3,001 @ 27% | Oct 21, 2006 | Withdrawn |
| 52791 | Stability Soon | E | $3,100 @ 27% | Oct 24, 2006 | Withdrawn |
| 54651 | Starting Over | E | $3,001 @ 29% | Oct 29, 2006 | Expired |
| 58974 | Starting Over | E | $3,001 @ 28% | Nov 08, 2006 | Loan created |
| 253515 | Starting Over II | E | $5,001 @ 32% | Dec 19, 2007 | Withdrawn |
| 256858 | Relist-Preparing for our future | E | $3,100 @ 33% | Dec 28, 2007 | Expired |
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