Paying off daughter's surgery and major home repair
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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 42%
Lender Rate: 18% Borrower: RDH1984
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-16 EricsCC ROI: 15%
Status History
Jan 17, 2008 Current
Purpose of loan:
First of all let me say thank you for even considering this loan.
The purpose of this loan will be to pay off my daughter's medical bills for an unexpected surgery and to pay off an unexpected major home repair.

My financial situation:
 I am a dental hygienist and have been such for over 20 years.  I have been employed with my present employer for 3+ years and I love it.  I intend to finish my dental hygieine career at this office.  I am very ambitious and because of this have been given many other responsibilities around the office.  I enjoy the challenges these responsibilities offer and the new things that I get to learn while doing them.  My son is 18 years old and is attending the community college in our area  this is an added expense for all of us.  He is working and paying for most of it himself but we try to help him out if needed as much as we can.    My daughter is 14 and will be a freshman in high school.  My husband works for a small company which he loves and which keeps him very busy.   He works year round so we never have to worry about him being out of work.  Unfortunately early this fall my daughter had to have an unexpected surgery.  Thankfully everything turned out fine but with poor medical insurance has turned out to be very costly.  We then found out that we have major plumbing problems and that we have to dig up the old drainage and sewer pipes and replace them to eliminate the current sewer problems. This too is a major expense. I have one prosper loan which I pay automatically each month from my checking account and I pay each month on time.  I intend to do the same with this loan.  I just want to combine a few expenses into one loan. 

Monthly net income: $4800.00

Monthly expenses: $8600
  Housing: $1000 
  Insurance: $1000
  Car expenses: $800 
  Utilities: $ 500
  Phone, cable, internet: $ 300.00
  Food, entertainment: $500.00
  Clothing, household expenses $500.00
  Credit cards and other loans: $3500
  Other expenses: $500.00
Borrower's Other Listings
146214 Getting Back On Track B $22,000 @ 26% Jun 03, 2007 Loan created

 

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