p2p lending at lending club
Consolidate my high interest loans

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Listing Information
Amount: $4,000.00 Status: Expired
Grade: E DTI: 39%
Lender Rate: 35% Borrower: bubble
Time Left: Finished State: CA
Funded: 0% Group: (No Group)
Purpose of loan: Pay off my high interest short term loan and improve my credit score
Financial situation:
Monthly Net income: $4500
Monthly expense:
Housing: $900
Utility: $50
Car and insurance: $400
Food and other expense: $200
Credit card and payment: $800
First prosper loan and other loan payment: $800


I have to borrow my second loan to consolidate my high interest short term loan at 75% APR for around $4000. By payoff this loan, I will reduce my monthly payment on this loan for around $400, and use the saving to pay credit card and rebuild my credit. I am just 2 points to 600 to level "D". Please help me to improve my credit. Thanks.
Borrower's Other Listings
46100 Consolidate my bills E $8,000 @ 25% Oct 09, 2006 Loan created
233540 Consolidate my bills E $5,000 @ 25% Nov 18, 2007 Withdrawn
234322 Consolidate my bills E $5,000 @ 25% Nov 19, 2007 Expired
241124 Consolidate my bills E $3,000 @ 25% Dec 03, 2007 Withdrawn
243517 Consolidate my bills E $5,000 @ 35% Dec 04, 2007 Expired
255887 Consolidate my high interest loans E $3,000 @ 35% Dec 28, 2007 Expired
291865 Consolidate my high interest loans E $2,600 @ 19% Mar 11, 2008 Loan created

 

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