Paying off my credit cards

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 23%
Lender Rate: 18% Borrower: nifer2415
Time Left: Finished State: AZ
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-15 EricsCC ROI: 15%
Status History
Jan 15, 2008 Current
Purpose of loan:
This loan will be used to pay off my credit cards.

My financial situation:
I am a good candidate for this loan because I am a responsible, reliable, determined individual. I just need to get back on track.

Monthly net income: $ 2100

Monthly expenses: $
  Housing: $ 310
  Insurance: $ 225
  Car expenses: $ 295
  Utilities: $ 100
  Phone, cable, internet: $ 20
  Food, entertainment: $ 100
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 70
  Other expenses: $
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