p2p lending at lending club
French doors for me
Homeownership Verified

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: C DTI: 21%
Lender Rate: 19% Borrower: GDInvest
Time Left: Finished State: CA
Funded: 100% Group: HARD MONEY LOANS
Loan Information
Loan Status: Paid Origination Date: 2008-01-16 EricsCC ROI: 18%
Status History
Jan 17, 2008 Current
Jul 30, 2008 Payoff in progress
Aug 05, 2008 Paid
Purpose of loan:
This loan will be used to update my home...I need to replace my windows with energy efficient windows and my sliding patio doors, with energy efficient patio doors.

My financial situation:
I am a good candidate for this loan because I have a current Prosper loan, no lates, always paid on time.  I have been busy with investment opportunity since the first Prosper loan and have purchased a home, with equity.  I do not live in a depressed area and my home has kept it's value.  It is appraised at approx $500k, I owe approx $420k.  I have a co-owner that pays for half of the home's expenses. 

Monthly net income: $3000.00

Monthly expenses: $
  Housing: $1,500.00
  Insurance: $58.30/month
  Car expenses: $0
  Utilities: $130
  Phone, cable, internet: $50.00
  Food, entertainment: $200.00
  Clothing, household expenses $200.00
  Credit cards and other loans: $440.00 
  Other expenses: $ 0

I have been researching purchasing an investment property, however, it does not appear to be the right time.  Instead, I have re-focused on putting the finishing touches on my current home to increase its value.  Thanks for bidding!!
Borrower's Other Listings
38174 Trying out Prosper as a Borrower B $7,000 @ 14% Sep 10, 2006 Loan created
258827 Purchasing Multi-Unit Complex C $10,000 @ 29% Jan 02, 2008 Withdrawn
258929 Purchasing Multi-Unit Complex C $7,000 @ 29% Jan 02, 2008 Withdrawn
377608 Paving the driveway C $9,500 @ 35% Aug 04, 2008 Withdrawn
377619 Paving the driveway C $7,500 @ 35% Aug 04, 2008 Withdrawn
377625 Paving the driveway C $6,200 @ 35% Aug 04, 2008 Withdrawn
377639 Paving the driveway C $5,000 @ 28% Aug 04, 2008 Withdrawn
377753 Paying off Home Equity Loan C $9,000 @ 26% Aug 04, 2008 Withdrawn
378236 Paying off Home Equity Loan-Relisted, Correct Amount C $4,000 @ 17% Aug 05, 2008 Loan created

 

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