Restructure Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Expired |
| Grade: | E | DTI: | 31% |
| Lender Rate: | 20% | Borrower: | Natasha435 |
| Finished | State: | UT | |
| Funded: | 0% | Group: | PsychDoc's Group |
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If I were going to lend money, I'd like to know how it will be used. So, here's the plan: 5,000 will replace a very high interest loan (59%) 5,000 will replace another high interest loan (27%) 5,000 will bring my payments back in line (I'm paying some late - not 30 days, but still late) 5,000 will cut my loan and credit card debt down so I can lower my credit score and qualify to refinance my property I'm not irresponsible, however when I went to refinance, I was shocked to find that my credit score was so low and that I had an $80 tax lien. I did have some late pays (30d) but all are current now and the tax lien is also paid. I've always had some money in the bank for emergencies, however a family crisis created the need for me to dip into that reserve. If that were all that happened, I would not be in this predicament. However, following that came a death in the family, high priced automotive repairs, and the not-to-timely mistake of making a double mortgage payment via online bill pay. Couple all the above with a MONTHLY paycheck... and well, here I am. I just need a little help to get me past this temporary setback. I'm hopeful I can find it here. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 187887 | Improve Credit Score | D | $9,500 @ 25% | Aug 15, 2007 | Expired |
| 194578 | Improve Credit Score | D | $9,500 @ 21% | Aug 29, 2007 | Expired |
| 197974 | Improve Credit Score | D | $15,000 @ 23% | Sep 05, 2007 | Withdrawn |
| 201804 | Low DTI Credit Card Consolidation & Improve Credit w No DQs! | D | $15,000 @ 19% | Sep 14, 2007 | Loan created |
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