Help me earn my wings of wisdom

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Listing Information
Amount: $1,200.00 Status: Loan created
Grade: HR DTI: 20%
Lender Rate: 21% Borrower: brokenwings
Time Left: Finished State: TX
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2006-07-31 EricsCC ROI: -89%
Status History
Aug 30, 2006 Current
Dec 16, 2006 Late
Jan 01, 2007 1 month late
Feb 01, 2007 2 months late
Feb 28, 2007 3+ months late
Jun 03, 2007 Default
Hi All,

Just here asking for your support and encourgement.  Truth is...I have been very careless with my finances in the past.  I have foolishly taken out some payday loans.  With your help, I can be on my way to financial stability.  I do not have many expenses, but, those high interest loans are my main burden.
My average take home pay is about $785.00 every two weeks.  Sometimes it may be more...just depending on the overtime.  My monthly expenses are as follows:

New car loan:    $314.00
Car Ins:             $89.00  ( yes...for two cars, one w/full cvrg, one/lblty)
Cell phone:        $119.00
Utilities:             $207.00

Rent:                 $550.00

Total:                $1279.00

I entered the rent in red because that is my husband's responsibility.  He has to contribute...doesn't he?  My total is about $730.00

As you can imagine, much of my pay goes to those high interests.  That is why I am asking for your help.  My payday loans total $1154.00.

School will starting soon, and with those loans paid off, I will be able to concentrate on getting school supplies and clothes.

I thank you in advance for your help.

Brokenwings...
Borrower's Other Listings
22536 Help re-build post health setbacks HR $4,000 @ 19% Jul 01, 2006 Expired
23768 Help broken wings fly high above a drowning pool of debts HR $2,700 @ 25% Jul 09, 2006 Expired

 

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