p2p lending at lending club
Want to pay off debts and repair credit

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 30%
Lender Rate: 34% Borrower: tdb3955
Time Left: Finished State: MO
Funded: 100% Group: Not Accepting New Members
Loan Information
Loan Status: 3 months late Origination Date: 2008-01-14 EricsCC ROI: -50%
Status History
Jan 12, 2008 Current
Sep 29, 2008 Late
Oct 15, 2008 1 month late
Nov 15, 2008 2 months late
Dec 17, 2008 3 months late
Purpose of loan: To pay off personal loans
Would like to pay off small loans such as payday loans the total amount of $1700.00 and money borrrowed from a relative in the amount of $1000.00

My financial situation: I make good money, I have a good job that I love, I just made some bad choices and would like to get ahead and repair my credit. I had a huge care repair and had to borrow some payday loans and from a relative. I filed bankruptcy in 1998 and that will come off of my credit report in 2008. I want to pay off all of my debts and be able to purchase a new car in the next year or 2.



MONTHLY INCOME: $2400
MONTHLY EXPENSES: $ $1800  
Housing: $ 400  
Insurance: $216
Car expenses: $150  
Utilities: $100  
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses $50
Credit cards: $291 (This will be replaced by the amount of the payment of the new Prosper Loan about $200)
First Prosper Loan $98 
Other expenses: $250 (Helping daughter with college expenses)
Borrower's Other Listings
108273 Pay off credit cards E $9,000 @ 23% Mar 08, 2007 Expired
158019 Want to pay off payday loans and relative E $2,500 @ 24% Jun 25, 2007 Withdrawn
159538 Want to pay off debts and repair credit E $2,500 @ 22% Jun 27, 2007 Loan created

 

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