p2p lending at Prosper.com
Paying off credit cards

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: D DTI: 48%
Lender Rate: 22% Borrower: freddy78
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 3 months late Origination Date: 2008-01-10 EricsCC ROI: -66%
Status History
Jan 10, 2008 Current
Jun 28, 2008 Late
Jul 11, 2008 1 month late
Aug 12, 2008 2 months late
Sep 11, 2008 3 months late
Purpose of loan:
Pay off my credit cards.

My financial situation:
I am a good candidate for this loan because I always paid on time my bills, I make money every month and my job position should give a better income within one year, I really need to improve my credit score to buy a house with my future wife and now they made it really tough to qualify for a loan without a great credit. 

Monthly net income: $ 2600

Monthly expenses: $
  Housing: $ 500
  Insurance: $ 80
  Car expenses: $ 343
  Utilities: $ 100
  Phone, cable, internet: $ 70
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 650
  Other expenses: $ 100
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