Doing great in '08
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,001.00 | Status: | Loan created |
| Grade: | D | DTI: | 39% |
| Lender Rate: | 21% | Borrower: | garedhead69 |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2008-01-15 | EricsCC ROI: | -39% |
| Status History | |
|---|---|
| Jan 15, 2008 | Current |
| Aug 30, 2008 | Late |
| Sep 13, 2008 | Current |
| Oct 30, 2008 | Late |
| Nov 16, 2008 | 1 month late |
|
Purpose of loan: Thank you to the lenders who are considering this listing. This loan will be used to allow me to implement a plan for debt elimination. My financial situation: I am a good candidate for this loan because I have a stable employment history. I am a high school math teacher and am currently in the 15th year of my career. I've lived in my home for over 12 years. Unfortunately I've been in the habit of letting my money control me; however, I am taking control of my money. I've used the guidelines set forth by Larry Burkett of Christian Financial Concepts to develop a financial plan, including a debt elimination strategy. I need this loan to fully implement the plan and expect this to be my last debt incurred for a very long time, possibly ever! Within he next month I will be in control of my finances. Within 60 months I will be debt free. Monthly net income: $ 3821.37 Monthly expenses: $ 2960.85 Housing: $ 521.26 Insurance: $ 133.42 Car expenses: $ 877.17 Utilities: $ 200.00 Phone, cable, internet: $ 70.00 Food, entertainment: $ 250.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 709.00 Other expenses: $ |
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