Pay off higher interest credit card
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | B | DTI: | 42% |
| Lender Rate: | 13% | Borrower: | marbran |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-11 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jan 10, 2008 | Current |
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Purpose of loan: This loan will be used to pay off a credit card with an annual rate of 23.99%. My financial situation: I am a good candidate for this loan because because I have always paid my debts on time and have never defaulted on any loan. I have worked with the credit card company to reduce the obscene rate but they will not budge. So I want to transfer it out as soon as possible. Monthly net income: $4,200.00 ($8800 total monthly household net) Monthly expenses: $ Housing: $2200.00 Insurance: $220 Car expenses: $ 500 Utilities: $ 420 Phone, cable, internet: $ 320 Food, entertainment: $ 800 Clothing, household expenses $ 200 Credit cards and other loans: $ 2500 Other expenses: $ 400 |
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