Website Upgrade for Higher Sales Volume
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 28% |
| Lender Rate: | 24% | Borrower: | lilattitudes |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2008-01-10 | EricsCC ROI: | -58% |
| Status History | |
|---|---|
| Jan 10, 2008 | Current |
| Jul 25, 2008 | Late |
| Aug 12, 2008 | 1 month late |
| Sep 11, 2008 | 2 months late |
| Oct 11, 2008 | 3 months late |
| Nov 11, 2008 | 4+ months late |
|
Purpose of loan: I have a successful e-commerce baby clothes website, www.lilattitudes.com, that I've been operating for over 2 years now. I would like to take it to the next level and redesign my site to be more user friendly, super secure during check out and easier to market (aka more sales!) on the internet and through other media. I have done my research and have a programmer standing by to begin the work, but need to secure additional finances. I have the "front end" design (shown in photo) completed and I think it will have a wonderful visual impact for visitors and will give the site the perfect amount of energy and a great message. My financial situation: As you can see by my profile, I am 100% on time with all of my payment obligations. I am a little surprised by my "C" credit grade, but I assume it's because they ran the credit under my married name and not my maiden. There is a much longer history of on-time payments under my maiden name. Normally I would fall into an "A" category... In any case, I am dilgent about making all payments on time and take all of my financial obligations very seriously! I've also started a part-time job evenings and weekends that pays $1500/month that is not included in my DTI ratio. Monthly net income: $ $5,500 not including my husband's income Monthly expenses: $ Housing: $ 1200 Insurance: $ 200 Car expenses: $ 350 Utilities: $ 150 Phone, cable, internet: $ 150 Food, entertainment: $ 250 (we keep entertainment to a min.) Clothing, household expenses $ 100 Credit cards and other loans: $ 1500 Other expenses: $ 150 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 243600 | 100% On Time! Debt consolidation & expansion capital needed. | C | $25,000 @ 20% | Dec 03, 2007 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|