p2p lending at lending club
Trying hard to regain financial footing

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Listing Information
Amount: $4,000.00 Status: Withdrawn
Grade: D DTI: 13%
Lender Rate: 5% Borrower: catwoman123
Time Left: Finished State: PA
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to pay off several payday loans, which were foolishly applied for.  I know that if I can pay off these loans with their high interest rates, that my paycheck can be used for my legitimate bills like rent and utilities. I feel that this would give me a fresh start and enable me to regain some sense of financial security.

My financial situation:
I am a good candidate for this loan because I am a good person who made some bad choices with respect to the payday loans.  I have improved my financial situation somewhat, but feel that this loan would boost me out of the hole I am in.  I am very dependable and can ensure that if you are nice enough to give me this chance, I will be so grateful -- and a little less stressed out!

Monthly net income: $ 3800

Monthly expenses: $
  Housing: $ 795
  Insurance: $ 80
  Car expenses: $50
  Utilities: $ 100
  Phone, cable, internet: $130
  Food, entertainment: $ 80
  Clothing, household expenses $50
  Credit cards and other loans: $ 900
  Other expenses: $ 50
Borrower's Other Listings
261150 Trying hard to regain financial footing D $4,000 @ 5% Jan 07, 2008 Withdrawn
261730 Trying hard to regain financial footing D $3,800 @ 5% Jan 08, 2008 Expired
269517 Need to pay wage tax to avoid garnished wages... E $1,000 @ 35% Jul 26, 2008 Loan created

 

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