p2p lending at lending club
REINVESTING IN PROSPER
Homeownership Verified

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: B DTI: 6%
Lender Rate: 14% Borrower: Colonypropertiesholdings
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-16 EricsCC ROI: 11%
Status History
Jan 17, 2008 Current
Purpose of loan:
This loan will be used to? I WOULD LIKE TO EXPAND MY PROPSER BUSINESS, I HAVE OVER 100 LOANS WHICH I ORGINATED IN 2007, I WOULD LIKE TO GET TO OVER 250 IN 2008.

My financial situation:
I am a good candidate for this loan because? THIS IS MY THIRD LOAN WITH PROSPER, THUS I AM ESTABLISHING A TRACK RECORD WITHIN OUR COMUNITY...

AS A LENDER, I HAVE LEARNED FROM MY MISTAKES AND HAVE LEARNED TO TIGHTEN UP ON MY LENDING, AND STILL GENERATE A PROFIT.  I HAVE HAD LOSSES, AND SEEN PEOPLE DEFAULT, AND SO I AM MORE CAREFUL ON MY SCREENING OF CANDIDATES....

MY PROSPER CREDIT CORE HAS GONE FROM A PROSPER C TO A PROSPER B THIS LAST YEAR, SO MY PERSONAL CREDIT IS IMPROVING.....

Monthly net income: $12,000.00  WHEN PEOPLE SEE THAT, THEY THINK I AM SOME FAT CAT.  I WORK AN AVERAGE OF 6 DAYS A WEEK AND AN AVERAGE OF 72 HOURS A WEEK.  (I AM ACTUALLY A COLLEGE DROPOUT, WHO IS A SELF TAUGHT COST ENGINEER)

Monthly expenses: VERY MINIMAL, I TRAVEL AROUND THE COUNTRY WORKING ON ENGINEERING PROJECTS AND MY EMPLOYER PICKS UP MY EXPENSES.  I DRIVE  A 1998 PONTIAC, WITH 200,000 MILES SO I AM PRETTY FRUGAL, I DO NOT DRINK, SMOKE OR DO DRUGS, AND SINCE I WORK SO MUCH, I DO NOT HAVE MUCH OF A SOCIAL LIFE...

MY OFF TIME, FINDS ME IN THE WORLD OF WARCRAFT...

I APPRECIATE YOU READING THIS AND TAKING THE TIME TO CONSIDER ME....


  
Borrower's Other Listings
111510 Exploring Prosper.com C $1,000 @ 13% Mar 15, 2007 Loan created
139376 Expanding my Prosper business C $10,000 @ 10% May 17, 2007 Withdrawn
145272 Reinvesting In Prosper C $5,000 @ 13% May 31, 2007 Expired
152902 Reinvesting In Prosper B $5,000 @ 10% Jun 15, 2007 Loan created
256650 Investing in Oil B $20,000 @ 16% Dec 27, 2007 Expired

 

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