Paying for graduate school
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,100.00 | Status: | Withdrawn |
| Grade: | A | DTI: | 0% |
| Lender Rate: | 24% | Borrower: | ECC1214 |
| Finished | State: | ID | |
| Funded: | 1% | Group: | (No Group) |
|
Great rate: We are seeking those who want to help us out, and support propser.com and REAL people, and still earn as much as bankrate.com's highest available checking/MMA interest rate, currently an APY of 5.36%. We have some ethical objections with using the modern banking system due to fractional reserve banking, and thus no longer use our credit cards unless we have to (such as online purchases). We always pay our credit cards every month on time when we do use them. We always pay our bills on time, and generally automatically whenever possible. Purpose of loan: I do not agree with 'financial reserve banking practices' (look it up on wikipedia for more info), and thus I must seek loans from, and wish to support, institutions such as Prosper.com. In the future, I hope to try out re-investing some money into prosper.com loans, supporting this great program, and other borrowers who may be less fortunate. My financial situation: I am an Eagle Scout and will not fail to uphold those high standards. Further, I am a baptized Christian in good standing with my local church, and believe that I am obligated to pay debts to others first, before myself, and that it is wrong to be even late on a single payment. Further, we look forward to providing our lenders with a source of 'non-fractional reserve' banking interest, for I would rather receive interest from honest families and be helping them out, rather than big impersonal banking conglomerates. Monthly net income: living off of our savings; work in summers and at end of program [just 1 year left] Monthly expenses: $593 [only $7,116/yr] Housing:Own mobile home, but pay $148 lot rent + water/sewer/garbage (shared equally with spouse) Insurance: $100 Car expenses: $25 gas/repairs Utilities: $60 electricty Phone, internet: $ 50 Food: $180 Clothing, household expenses $ 30.00 A Scout is trustworthy, loyal, helpful, friendly, courteous, kind, obedient, cheerful, thrifty, brave, clean & reverent. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 153191 | First Baby! Help us prepare... | A | $3,200 @ 7% | Jun 16, 2007 | Withdrawn |
| 158169 | Re-Invest in prosper and our future | A | $25,000 @ 17% | Jun 25, 2007 | Withdrawn |
| 159539 | Re-Invest in prosper and our future | A | $9,750 @ 17% | Jun 27, 2007 | Withdrawn |
| 159543 | Re-Invest in prosper and our future | A | $9,350 @ 17% | Jun 27, 2007 | Withdrawn |
| 159545 | Re-Invest in prosper and our future | A | $8,920 @ 17% | Jun 27, 2007 | Withdrawn |
| 159571 | Re-Invest in prosper DTI explained | A | $24,000 @ 20% | Jun 27, 2007 | Withdrawn |
| 160041 | Re-Invest in prosper, invest in people | A | $8,800 @ 13% | Jun 28, 2007 | Loan created |
| 282798 | Money during graduate school | A | $17,600 @ 35% | Feb 21, 2008 | Withdrawn |
| 283560 | Money during graduate school | A | $17,400 @ 35% | Feb 23, 2008 | Withdrawn |
| 299839 | 100% on time history Second Prosper Loan -graduate education | A | $17,400 @ 35% | Mar 26, 2008 | Withdrawn |
| 318882 | 100% on time history Second Prosper Loan -graduate education | A | $17,400 @ 26% | Apr 26, 2008 | Loan created |
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