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Prosper Loan Redo - Consolidate Remainder of Debt

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Listing Information
Amount: $7,500.00 Status: Expired
Grade: E DTI: 68%
Lender Rate: 22% Borrower: JBRMOM
Time Left: Finished State: CA
Funded: 0% Group: Have Money - Will Bid
Purpose of loan:
Consolidate first prosper loan ($3000 balance) and remainder of debt.

**DTI include spouse debt too that I am secondary card holder

*DTI Decreased from first listing. This is due to new position as of first of year !
*My revolving balance have decreased since first listing.

Monthly net income: $ 32000 yearly  $2600 gross monthly $2200 net
This is new income as of January first....
I have a new position close to our new home with benefits, flex account, and vacation.

Monthly expenses: $
  Insurance: $ 65
  Car expenses: $ 100 fuel/upkeep (new job is 5 miles from home)
  Phone, cable, internet: $ spouse
  Food, entertainment: $ 150
  Clothing, household expenses $ 50
  New prosper payment    $286  *may be less as bids down
  Misc     $50.00
   Total Obligations:     $701

Remainder of my check goes to family fund for savings, rental/utilities supplement as needed.


  This loan will be to consolidate in the old prosper loan and balance of my remaining debt:
  Credit cards and other loans: $5400
  Old Prosper Loan balance:    $3000
 Total New Loan  $7500  / new payment $286.00 (old payment is $132)
Borrower's Other Listings
143835 Don't Let my Rating Scare you :) - Debt Repayment Plan :) E $3,500 @ 24% May 28, 2007 Withdrawn
144365 E score READ more please :) FICO DTI has Explanation-Husband E $3,500 @ 19% May 30, 2007 Loan created
252732 SCORE is low * bills paid on time ;) DTI is spouse E $10,000 @ 29% Dec 18, 2007 Expired

 

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