p2p lending at lending club
Paying off my credit card debt

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 15%
Lender Rate: 12% Borrower: noirbo
Time Left: Finished State: WY
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-15 EricsCC ROI: 9%
Status History
Jan 12, 2008 Current
Purpose of loan:
I'm looking to start the new year off right by avoiding the high intrest credit card companies and paying them off.  Like alot of people I made a few mistakes in my younger years and accumulated some credit card debt.  I am also sure that when I followed an ambitious plan out east it didn't help out as much as I originally planned.  The move back cost me a lot more then I expected. 
I also plan on getting myself back into school possibly in the summer schedule when I can focus more on my studies. 
I have not only become a lot more credit- educated but have learned from my mistakes and have my priorities in order.

My financial situation:
By moving back I have been able to avoid some reoccuring bills such as rent and the higher costs of living out east.  Also, because of my recent move back it explains why my current work record is shorter.  I am a very hard worker and when I get my my goal in mind and very motivated.

Monthly net income: $
1600.00
Monthly expenses: $
  Housing: $ I have no rent now as I am staying with family.
  Insurance: $ 55.00 for auto insurance
  Car expenses: $ 100.00 for gas
  Utilities: $ none
  Phone, cable, internet: $ 170.00 for a four line family share from verizon
  Food, entertainment: $ 150.00
  Clothing, household expenses $ nothing reoccuring 
  Credit cards and other loans: $ 300.00
  Other expenses: $ 150.00
Borrower's Other Listings
252989 I just want one day a month for bills C $4,000 @ 16% Dec 18, 2007 Expired

 

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