Day Spa Opening/ need only 6K more for electrical on bldg.
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 12% |
| Lender Rate: | 35% | Borrower: | Fehu |
| Finished | State: | UT | |
| Funded: | 0% | Group: | (No Group) |
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Wont you invest in me and get a GREAT return on your money? Purpose of loan: This loan will be used to finish electrical upgrades to Open a Day Spa. I have all the equipment paid for in cash. All renovations on commercial space paid and in progress. It is an older building and I need another 6,000 for electricians to upgrade all the wiring in the building space and attach a 200 amp service on the back of the building. This is a city requirement. I have exhausted my savings with all the equipment and construction. We offer Massage Therapy, Oxygen Bar, UVA Tanning, European Body Wrapping and Detox, and color light therapy. I will be able to repay this loan with auto payments and no strain on my budget. I have made good and bad decisions in my life and this is a good one !! http://www.outbackisland.com .This is my dream. I had a Spa before my divorce and want to re open one. My financial situation: I am a good candidate for this loan because? I am a responsible business woman with 30 yrs. of successful business experience. I made a life decision and left an abusive 14 yr. marriage, brushed myself off and am now repairing my credit and life. I have already went from 400 scores to 620's. I do have a couple of old bills of my ex husbands that I am paying off and updating with the credit bureaus. I have a great job I have been at for 8 years and a good income. I will also be getting an additional sum in Feb. for Military retirement pay. I am stable, ethical and will use my successes to re invest in prosper. I am not sure why I am listed her as HR as my credit scores do not reflect that. They are 620's. Maybe over the two bills of my Ex that I am clearing. I hope you will have faith and trust in me to help out. I am excited to open my doors and would appreciate any help from the Prosper Family. Investment Return: The Day spa will gross ( on a bad yr. ) 335,000 for 2008 and net 260K. This will allow for expansion and marketing growth. I am on my way to financial freedom and have worked hard to get here. I pay my debts on time. Monthly net income: $ 4,860 Monthly expenses: Housing: $ 850 Insurance: $ 100 Car expenses: $ NONE Car paid in full Utilities: $ 200 Phone, cable, internet: $ 150 Food, entertainment: $ 300 Clothing, household expenses $ 20 Credit cards and other loans: $ 200 Other expenses: $ no other expenses except the business and it will pay for itself. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 258291 | Day Spa Opening / All equipment Paid Just 6K needed to open | HR | $6,000 @ 25% | Dec 31, 2007 | Withdrawn |
| 260365 | Day Spa Opening/ need only 6K more for electrical on bldg. | HR | $4,800 @ 35% | Jan 05, 2008 | Withdrawn |
| 260366 | Day Spa Opening/ need only 4K more for electrical on bldg. | HR | $4,800 @ 35% | Jan 05, 2008 | Expired |
| 265748 | Day Spa Opening/ Responsible Ethical Borrower 2nd listing | HR | $4,800 @ 35% | Jan 15, 2008 | Expired |
| 271494 | Day Spa Opening/ 630 scores,Ethical Borrower | HR | $3,400 @ 35% | Jan 25, 2008 | Expired |
| 350040 | Paying off 1 at a time | HR | $1,800 @ 35% | Jun 13, 2008 | Withdrawn |
| 354134 | Obstacles are frightful when your eyes are off the goal | HR | $1,800 @ 35% | Jun 20, 2008 | Expired |
| 358523 | Obstacles are frightful when your eyes are off the goal | HR | $1,800 @ 28% | Jun 27, 2008 | Loan created |
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