Need to pay off some debt to make way for new baby!
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 38% |
| Lender Rate: | 20% | Borrower: | sara1dylan |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-15 | EricsCC ROI: | 17% |
| Status History | |
|---|---|
| Jan 15, 2008 | Current |
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Purpose of loan: This loan will be used to pay off my credit cards and to get back on my feet. My financial situation: I am a good candidate for this loan because I have never been late on a payment and credit is very important to me. I feel if you have good credit it will help get the things in my life I want. My family and I were put into this situation when my husband started a job with a "friend" when I became pregnant. When I was 7 months pregnant this "friend" would not return any phone calls or give my husband his pay check. We were about to take him to court 2 months later when he finally gave my husband his money. It took my husband doing odd and end jobs to make ends meet and when I had our baby I was out of work for 2 months with no pay. OUCH! Since then we both have been working full time with no time off and have been struggling to get back on our feet. My husband has been interviewing for a new job and I Hope he has just received one. Fingers crossed. I have had a full time job for over 5 years now. I am never out of work for anything (sickness, nor vacation). I am a very dependable person. I have tried to get loans from banks but my debt to income ratio is too high. I would love to get all the money I need at once to pay off all my credit cards, but all I'm asking for is a very small portion to start with. Monthly net income: $ 2958 Monthly expenses: $ 4565.86 Housing: $ 1409.20 Insurance: $ 600 Car expenses: $ 606 Utilities: $ 301 Phone, cable, internet: $ 177.66 Food, entertainment: $ 260 Clothing, household expenses $ 20 Credit cards and other loans: $ 1192 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 253583 | Paying off my credit cards | D | $10,000 @ 15% | Dec 19, 2007 | Expired |
| 256142 | Paying off my credit cards | D | $5,000 @ 10% | Dec 27, 2007 | Withdrawn |
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