Pay off two high interest credit cards RELIST #3
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,597.00 | Status: | Loan created |
| Grade: | B | DTI: | 51% |
| Lender Rate: | 17% | Borrower: | korotw |
| Finished | State: | GA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-01-09 | EricsCC ROI: | 16% |
| Status History | |
|---|---|
| Jan 09, 2008 | Current |
| Aug 01, 2008 | Payoff in progress |
| Aug 06, 2008 | Paid |
|
Purpose of loan: This loan will be used to pay down high interest cards one at a time. My financial situation: I am a firefighter who was injured in November of 2006, two days before closing on our house. I was forced to resign from my second job, which was bringing home an additional 20K per year. I was homebound for two and a half months, I used all of my sick time etc. and I didn't get a paycheck for two of those months. When I came back to work in February 2007 I was put on a 40 hour schedule, which I am still on due to staffing requirements. We got over exteded. Our house was a fixer upper and I had planned to continue working two jobs. I thought it would be 4-6 weeks and I would be back at the firehouse and my second job.. Nope! its a year later and I am still working a 40 hour week up at fire headquarters Monday thru Friday 9-5. I schedule overtime when it is available and I am a photographer on the side. I am a good candidate for this loan because I pay all of my bills on time. I am also only asking for the amount for two cards, one of which is at 26% and one of which is 22%. The others range from 20% - 8.99%, but I figure asking for less for the first go around will prove that I can hold up my end of the deal and will put a nice dent in my debt situation. Monthly net income: $ 2136 Monthly expenses: $ (two income household...this is just my half of the bills..) Housing: $ 633 Insurance: $ 129 Car expenses: $ 366 = gas = $200 Utilities: $ 82.50 Phone, cable, internet: $ 32 Food, entertainment: $ Grocery = 150 Clothing, household expenses $ 0 Credit cards and other loans: $ 500 Other expenses: $ Dog = 35 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 253162 | Pay off high interest credit cards | B | $5,597 @ 14% | Dec 19, 2007 | Withdrawn |
| 255474 | Pay off high interest credit cards | B | $5,597 @ 17% | Dec 25, 2007 | Withdrawn |
| 378201 | Pay off two high interest credit cards RELIST #3 | A | $5,600 @ 10% | Aug 12, 2008 | Expired |
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