Active Duty Military Seeks Credit Card Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Withdrawn |
| Grade: | D | DTI: | 58% |
| Lender Rate: | 8% | Borrower: | jcintx333 |
| Finished | State: | TX | |
| Funded: | 0% | Group: | Vets helping Vets |
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I am looking to consolidate all of my high rate credit cards (5) into one monthly payment that I can pay off in 3 years or sooner. I have never had a late payment on anything, but my FICO is lower than average because I am maxed-out on some of these 5 cards. I've had a current Propser Loan since Dec 06 and have been 100% on-time every month. The $6K I am desiring would consolidate all of my credit cards into one payment and allow me to move into a new apartment as they are tearing down my current one in February. The only debt I have besides my existing Prosper Loan and credit cards is a vehicle loan with USAA for $385 a month. I have a long relationship with USAA for my banking, vehicle loans, insurance and investments. Please help me consolidate my debt so I can cancel the cards and say goodbye to 26-30% interest rates and 20 years of payments for stuff. My monthly balance sheet is as follows: Take Home Pay: $3680 Rent: $800 USAA Car Loan: $385 Insurance: $115 Utilities/Cable TV: $95 Cell Phone: $50 Food/Gas: $250 Prosper Loan #1: $516 Credit Card Payments: $350 (TO BE PAID OFF WITH FUNDS) As you can see I currently have $1299 a month to pay any addtional loan...even more once I consolidate the credit cards. I am an honest guy who has never paid anything late, ever. I want to pay off my last few credit cards as quick as I can and this loan will be my best/fastest way to do it. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 75842 | Consolidate Credit Card Debt | E | $17,000 @ 20% | Dec 18, 2006 | Withdrawn |
| 77094 | Active Duty Military Seeks Credit Card Consolidation | E | $13,000 @ 24% | Dec 22, 2006 | Loan created |
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