Please help me reduce my $800/2wks int rate paycheck loans.

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 15%
Lender Rate: 34% Borrower: luckymember
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2008-01-15 EricsCC ROI: -74%
Status History
Jan 15, 2008 Current
Jul 30, 2008 Late
Aug 16, 2008 1 month late
Sep 16, 2008 2 months late
Oct 16, 2008 3 months late
Nov 16, 2008 4+ months late
Purpose of loan:
This loan will be used to? Pay off paycheck loans

My financial situation:
I am a good candidate for this loan because? I've never missed a payment or been late.

Monthly net income: $ 5,300

Monthly expenses: $
  Housing: $ 1,000
  Insurance: $ 70.
  Car expenses: $ 380.    
  Utilities: $ 150.
  Phone, cable, internet: $ 100.
  Food, entertainment: $ 400.
  Clothing, household expenses $ 100.
  Credit cards and other loans: $ 100.
  Other expenses: $ 100.
Borrower's Other Listings
257507 Pay off my loans HR $3,000 @ 35% Dec 29, 2007 Expired

 

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