Paying Off High Interest Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 33% |
| Lender Rate: | 13% | Borrower: | littlepoohsmommy1 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | Future Innovations |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-16 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jan 15, 2008 | Current |
|
Hello & thank you for considering my loan request. Currently, I am a Human Resources Recruiter working with Randstad based in Tampa, Florida. I attended Kalamazoo Valley Community College located in Kalamazoo, Michigan where I received my Associates Degree in Business Administration. For the past 3-½ years I've been a stay at home mom. I enjoyed this wonderful time with my daughter very much. During this that I was out of the workforce, my credit card balances got high. I have been happily married for the past 10 years and my husband works in real estate. I enjoy spending time with my family, going to the beach, visiting with friends and attending concerts. If I am fortunate to be funded through Prosper, the money will be used to pay down these credit card balances. My husband previously obtained a Prosper loan to pay off some of my credit cards and I am taking on the responsibility of paying off the remaining amount. Credit Cards to Payoff: Capital One: $8,907.93 @ 19.40% Washington Mutual: $14,145.80@ 21.99% Monthly Income: I earn $4,000/mo. net from my position as a Human Resources Recruiter; and my husband makes approximately $6,000/mo. from his position of marketing manager for his company. Monthly Expenses BEFORE PROSPER Loan: $3,072.00 Housing: $1,300 Insurance: $ 110 Car expenses: $ 302 Utilities: $ 150 Phone, cable, internet: $ 110 Food, entertainment: $ 150 Clothing, household expenses: $ 100 Credit cards & other loans: $ 750 Other expenses: $ 200 My financial situation is extremely stable and my credit is top priority to me. Improving my "B" credit is an extremely important part of my long term financial plan. The Prosper loan will substantially lower my credit card payments thus reducing my monthly expenses. I would like to reassure the Prosper lenders that their investment is very safe. The repayment of this loan will be a top priority each month. Payments will be automatically withdrawn from my account monthly. I promise to make all of my payments on time and never default on this loan.Thank you for your assistance. Littlepoohsmommy1 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 229496 | Paying Off High Interest Credit Cards | B | $16,000 @ 16% | Nov 12, 2007 | Expired |
| 253921 | Paying Off High Interest Credit Cards | B | $23,000 @ 16% | Dec 20, 2007 | Open |
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