p2p lending at lending club
Re-Investing in Prosper

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: A DTI: 12%
Lender Rate: 9% Borrower: ustfu
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-07 EricsCC ROI: 7%
Status History
Jan 04, 2008 Current
The main purpose of this loan is to try to get my credit grade up to 'AA'. I will use this loan to either reinvest into Prosper or invest into stocks. I currently have invested over $500 on Prosper and want to increase my portfolio. As a lender, I know how it feels like for not making timely payments.

I have been at my job for 2 years and have a reliable income. I live with my parents at the moment so I don't have the expense of rent or buying food, so I have no problem paying this loan. I usually pay my credit card bills one week in advance, so no DQs as you can see. This loan will be the safest loan you can get.

Monthly Net Income: Anywhere from $800 - $1100

Monthly Expenses:
Housing: $0 (Living at home)
Car Expenses: $140 (Insurance + Gas)
Entertainment: $150
Investment: $300 (stocks, ROTH IRA, Kiva.org and Prosper)
Others: $100

Thank you for looking at my loan. Happy New Year!

"Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back." --Earl Wilson
Borrower's Other Listings
366072 Borrower + Lender = 100% Safe AA $5,000 @ 7% Aug 14, 2008 Loan created

 

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