Paying off Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 2% |
| Lender Rate: | 7% | Borrower: | rustynh |
| Finished | State: | NH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-28 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| Jan 26, 2008 | Current |
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Purpose of loan: This loan will be used to? pay off two credit cards to lower my overall interest rate. My financial situation: I am a good candidate for this loan because? I have very little debt. I own both of my cars outright and have low monthly expenses. The one delinquency listed on my profile is from Nextel for $44.56 from three years ago. They claim that I owe them, I do not, so I have not paid it. I have fought it for years (even though it's less than $50), but the principle of it is what is important to me. I expect it to one day be off of my credit report. The credit checks in the past 6 months are from mortgage companies as we considered moving to a nicer neighborhood, but have decided not to at this point because we could not make enough on our current house to make it worthwhile. My payments will be on time without fail. I pay all of my debts. Monthly Income: >$5000 House Payment: $1400 including P,I, taxes, and insurance Utilities: $400 Food: $600 (family of 5) Incidentals: $500 (vacations, travel, clothes, etc.) Savings: The balance of my monthly income. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 407281 | Paying off Credit Cards | A | $15,000 @ 13% | Oct 02, 2008 | Loan created |
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