For A Better Life and Less Stress
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,500.00 | Status: | Expired |
| Grade: | C | DTI: | 44% |
| Lender Rate: | 25% | Borrower: | jds780 |
| Finished | State: | GA | |
| Funded: | 0% | Group: | PsychDoc's Group |
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Before I get too deep into this application I would just like to thank you for your time in viewing and consideration in helping to fund this loan. My family and I will be ever so appreciative if you decide to add funds to this loan. We are a Christian family that has had our financial difficulties in the past but we are well on our way to getting out from under the weight of a heavy debt load. This loan request I am placing on Prosper will be used to pay off six creditors including a State Tax bill that I received on 11/2. The tax bill is from the State of Georgia from 2003. I made a mistake back in 2003 on my tax return and I have already fulfilled my IRS obligation but now the State has sent me a bill as well. The list below is what I intend to use the loan to pay.. Home Depot - $700.00 JC Penny - $1800.00 Dell - $745.00 State of Georgia - $792.00 Visa - $900.00 WaMu/ Providian - $1600.00 HHGregg - $1800.00 As you can see from the credit history provided I have had my difficulties in the not so distant past. Many of these problems were due to a 25% paycut I took while my employer was in bankruptcy. A couple of bills did slip during this stressful time. Now that times are better,some of my pay has been returned, I have not been late on any bills in a while and I am getting the ones I did fall behind on caught up. If you take a look at my previous Prosper loan you will see that we have never been late or behind and are ahead of our payment schedule. We have never been late on any car payments or house payments and never will be. Please consider helping us by funding this loan and may God bless you regardless of your decision to help or not. I will gladly provide any documentation a prospective vendor asks for within reason in order to get this loan funded. The debt to income ratio for this loan is skewed due to the fact that I am not allowed by Prosper to include my spouses $30000.00 annual income. I can provide that documentation as well. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 26799 | Credit Cards and IRS | B | $4,000 @ 14% | Jul 26, 2006 | Expired |
| 28500 | Second Attempt -- Credit Card / IRS Bill | B | $3,001 @ 15% | Aug 02, 2006 | Loan created |
| 226214 | Braces and Bills | C | $5,800 @ 18% | Nov 05, 2007 | Withdrawn |
| 252977 | For A Better Life and Less Stress | C | $12,500 @ 23% | Dec 18, 2007 | Withdrawn |
| 253133 | For A Better Life and Less Stress | C | $12,500 @ 23% | Dec 19, 2007 | Expired |
| 262727 | For A Better Life and Less Stress | C | $8,500 @ 25% | Jan 10, 2008 | Withdrawn |
| 266701 | For A Better Life and Less Stress | C | $7,500 @ 27% | Jan 16, 2008 | Expired |
| 284454 | For A Better Life and Less Stress | C | $6,000 @ 22% | Feb 26, 2008 | Loan created |
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