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Paying For College

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Listing Information
Amount: $3,500.00 Status: Expired
Grade: HR DTI: 4%
Lender Rate: 8% Borrower: daqui200
Time Left: Finished State: TX
Funded: 0% Group: BORROWERS - Free instant Listings - LARGEST GROUP
About Me:
My husband & I recently purchased a home with the assistance of Prosper.  I have had my Prosper account open since Dec 2006 & I have never been late on ANY of my 12 payments.  I'm requesting this loan to assist with college fees. 

The reason for my HR status is listed below.

In 2000 I was laid off of my job and was off work for almost a year and the bills started backing up causing my credit to become poor.  In 2000 I was not married so I had not other income besides unemployment and that did not last very long and was not enough to cover all of my exspenses.  The majority of my DQ's are from 2000 & 2001 and are a result of my being laid off.

We have a great employment history now, I've been on this job since 2001.   

Our monthly income is $4300.00 after taxes and our breakdown of bills are:

Bills Before Loan:
Rent $1100.00
My car $250.00
His Car: Paid
Car Insur-$133.00
Utilities-$270.00 (decreases during cooler seasons)
Cable/Ph/Internet-$100.00
Groceries-$400.00
Water-$60.00
Misc.-$300.00-Gas, Entertainment Etc
Total of monthly bills-$2613.00

We will have $1687.00 remaining to repay the loan.

Thank you for viewing my listing. 
Borrower's Other Listings
54869 Home Down Payment HR $8,000 @ 24% Oct 30, 2006 Withdrawn
55305 Home Down Payment HR $10,000 @ 24% Oct 31, 2006 Withdrawn
57894 Rebuliding Credit HR $1,000 @ 18% Nov 06, 2006 Withdrawn
59144 Repairing Credit HR $1,000 @ 18% Nov 08, 2006 Withdrawn
63128 RELIST- Repairing Credit HR $1,500 @ 24% Nov 17, 2006 Withdrawn
64795 RELIST- Repairing Credit HR $1,500 @ 27% Nov 21, 2006 Expired
66348 Relist-Getting It Together HR $1,500 @ 27% Nov 26, 2006 Expired
69974 Repairing Credit-DQ's Do Not Apply HR $1,525 @ 20% Dec 04, 2006 Loan created

 

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