Eric's Credit Community

Thank you for viewing my listing.  I just recently got married to a wonderful man and as we start our new life together, we want to be able to lay the footwork of establishing a solid foundation.  To accomplish that, we want to be able to ?clean the slate? so to speak on our credit obligations.   

As you can see, I already am a borrower with Prosper and have made consecutive monthly payments as part of my commitment to this wonderful platform for people to lend to people.  My husband, as you can see in my picture and my sole endorsement seen below, also has a loan through Prosper and has been making consecutive payments (please see our previous listings!)  

We want to be able to consolidate the two current loans into one.

My monthly gross income:                            $1,430.00 (or $17,160.00 per year)
My husband?s gross income:                         $2,645 monthly (or $31,740.80 per year)

TOTAL:                                                       $4,075.00 gross per month  

Our joint monthly expenses which includes rent, renter?s insurance, car insurance, electric, water, my husband?s student loans, cable, internet, phone, and all of our unsecured debt (including the two Prosper loans) totals $2,190.00 per month, which includes the two monthly Prosper payments ($194 & $54, respectively) 

With the potential Prosper loan at the requested rate of 12.00%, the monthly payment for our Prosper loan would be approximately $199.29 per month, saving us $50 per month.  

With the new Prosper loan at the requested amount, we will be able to:  

• Dramatically decrease interest rates (immediately) on our current Prosper loan
• One payment, automatically deducted from our joint checking account ? no hassle  

As you can see this essentially would allow us to accomplish our goal towards ?cleaning the slate? as mentioned before, and will allow us to put a foot forward into starting a family in the near future.  

Thank you again and God Bless.