p2p lending at lending club
Removing Credit Card Debt
Homeownership Verified

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Listing Information
Amount: $9,000.00 Status: Loan created
Grade: A DTI: 14%
Lender Rate: 10% Borrower: Tamerz
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-07 EricsCC ROI: 8%
Status History
Jan 05, 2008 Current
Purpose of loan:
I want to start getting rid of this credit card debt I built while in school and the short time looking for a job once I graduated. I don't miss payments and can easily afford them, but they just don't seem to go away. I want to pay them off and start saving.

My financial situation:
I have worked full time since I have been out of school, each job paying higher than the next. Currently, I work for a software company doing technical support. The company is doing very well with steadily growing sales numbers.

Monthly net income: $ 3800

Monthly expenses: $
  Housing: $ 1530
  Insurance: $ 0
  Car expenses: $ 0
  Utilities: $ 100
  Phone, cable, internet: $ 70
  Food, entertainment: $ 400
  Clothing, household expenses $ 10
  Credit cards and other loans: $ 400
  Other expenses: $ 175 (music studio rent that is not under any type of lease and can be canceled anytime)
Borrower's Other Listings
146735 Removing Credit Card Debt C $5,000 @ 10% Jun 04, 2007 Withdrawn
366794 Removing Credit Card Debt AA $10,000 @ 8% Jul 14, 2008 Loan created

 

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