p2p lending at lending club
Job/Income Vetted/Verified (Students Need Help!)

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 24%
Lender Rate: 19% Borrower: Vanetta2004
Time Left: Finished State: NC
Funded: 100% Group: Not Accepting New Members
Loan Information
Loan Status: Paid Origination Date: 2008-01-08 EricsCC ROI: 18%
Status History
Jan 08, 2008 Current
Jul 09, 2008 Payoff in progress
Jul 10, 2008 Paid
 Purpose of loan:To enhance my credit score while keeping my small tutoring service running this Summer for students in the community in need.

My financial situation:I am a great candidate for paying back this loan as I am not delinquent on any accounts on my credit report. I request my reports from the three bureaus every year to make sure they are up-to-date/accurate.

I have been a teacher for 14 years and my monthly salary of $3,400 is more than enough for me to handle the responsibility of this loan after my monthly expenses. 

My monthly budget:

Mortgage/rent: $595
Insurance: $90
Car expenses: $434
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses $100
Credit cards and other loan payments: $250
Other expenses: $---------------------------------------Total monthly expenses: $1,869

I am very greatful to those who have taken the time to read/consider my listing for a loan.
Borrower's Other Listings
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113209 All For A Better Credit Score! E $4,000 @ 13% Mar 19, 2007 Expired
116397 Raise My Credit Score! E $3,000 @ 15% Mar 27, 2007 Expired
118797 Raise My Credit Score! E $3,000 @ 15% Apr 04, 2007 Expired
122384 Raise My Credit Score! E $2,500 @ 15% Apr 11, 2007 Expired
125658 Increasing Credit Score! E $2,000 @ 15% Apr 18, 2007 Expired
129298 Veteran Teacher Seeking to Raise Credit Score! E $1,800 @ 15% Apr 26, 2007 Expired
144295 Job/Income Vetted/Verified (Students Need Help!) HR $3,500 @ 29% May 29, 2007 Expired
148627 Job/Income Vetted/Verified (Students Need Help!) HR $3,500 @ 26% Jun 08, 2007 Loan created

 

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