Paying of Prosper loan for Lower Rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,300.00 | Status: | Expired |
| Grade: | HR | DTI: | 27% |
| Lender Rate: | 18% | Borrower: | bigbllr14 |
| Finished | State: | CA | |
| Funded: | 0% | Group: | High Rate Relief |
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Purpose of loan:I need a lower interest rate on my Prosper loan! I am paying 28% right now, that is ridiculous. My financial situation:I am a great candidate to pay back this loan because I have a steady income of at least $2300 every month and most months it is higher due to commissions received. Also this is a great investment because I already have a history with prosper of paying on time every month for the past 7 or 8 months. The history says I was late one month...that was only because I was forced to change bank accounts, because I was a fraud victim. Prosper did not have the info in time to make the payment. I'd like to get a fair rate now. My original situation stems from having to change jobs due to a payment dispute with my employer. I had been working for a long while with my previous employer. In sales the majority of your work is motivated through commissions. I had previously been denied a total of $4,000 in comimssions on due to what he stated as miscommunication of the incentive plan, and on this final occasion it cost me $1500 and money to go home and see my family. I came to find that he was doing this because of my age and he felt I would never leave because I was paid well. When I left I had been working in my previous job for the past 2 and a half years as lead advertising sales rep also going to school.So when I left I had plenty of school expenses and bills to pay with little savings. I was forced to take out payday loans because traditional banks and loan organizations couldn't do anything with me because of my age (21). I know how to hold a job and I know how to payback loans. Questions you may have: Yes, I can hold a steady job, and my last two jobs have been for a minimum of 2 and half years, with no gap in between. Yes I will pay early! Yes! 28% return is a great investment, and it is safe and secure! My expenses total no more than $1100 a month leaving ample room to pay off the loan faster than expected. My prosper report says 24 credit accounts, this inaccurate. (It lists my student loans separately for each semester and it lists government subsidized and unsubsized separate so this accounts for about 16 of those accounts.) Please Fund! I do appreciate you reading this listing and I look forward to seeing your bid. Monthly net income: 2350 Monthly expenses: $ Housing: $ 350 Insurance: $ 109 Car expenses: 240 Utilities: $ 100 Phone, cable, internet: $ 50 Food, entertainment: $ 100 Clothing, household expenses $ 50 Credit cards : $ 180 (this is in min. payments and refinancing payday loans, although they will go away after loan is funded. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 132975 | Please Fund 100%-Read my listing, I will not default!!! | HR | $3,300 @ 25% | May 05, 2007 | Withdrawn |
| 133468 | I am worth more than this HR rating, I guarantee repayment | HR | $3,300 @ 27% | May 06, 2007 | Withdrawn |
| 133470 | I am worth more than this HR rating, I guarantee repayment | HR | $3,300 @ 27% | May 06, 2007 | Withdrawn |
| 134057 | I guaranttee repayment, I am better than HR rating | HR | $3,300 @ 28% | May 07, 2007 | Withdrawn |
| 135004 | Relist-Low Risk, Steady Income Please Read On | HR | $3,300 @ 28% | May 09, 2007 | Withdrawn |
| 136036 | Relist- Low Risk High Returm Investment, Please Read listing | HR | $3,300 @ 28% | May 11, 2007 | Withdrawn |
| 137721 | Relist- Please Read the listing, Need to Payoff Payday loans | HR | $3,300 @ 28% | May 15, 2007 | Expired |
| 140371 | Relist-I need to payoff payday loans now. | HR | $3,300 @ 28% | May 20, 2007 | Loan created |
| 395935 | Moving Expenses | HR | $1,400 @ 28% | Sep 25, 2008 | Expired |
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