Paying off my debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 12% |
| Lender Rate: | 33% | Borrower: | nursegirl08 |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Sonic Lenders |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2008-01-14 | EricsCC ROI: | -70% |
| Status History | |
|---|---|
| Jan 12, 2008 | Current |
| Apr 29, 2008 | Late |
| May 24, 2008 | 1 month late |
| Jun 11, 2008 | Late |
| Jun 15, 2008 | 1 month late |
| Jul 15, 2008 | 2 months late |
| Aug 15, 2008 | 3 months late |
| Sep 15, 2008 | 4+ months late |
|
Purpose of loan: This loan will be used to pay off debt that is from years ago. I would like to get a few more things paid off now that I'm in a position to afford another monthly payment to Prosper. I currently have a loan out with a balance of a little over $600.00, and I have paid it on time since the start of the loan. My financial situation: I am a good candidate for this loan because I now have a job that pays well and is stable. I will be getting a pay raise in July, so I would be able to make more than my monthly minimum payment to Prosper at that time. Although I made mistakes when I was younger, I now am responsible with my money and have since opened two credit cards which are in good standing. My goal is to get my debt paid off and, in combination with my good payment history on my lines of credit, re-establish my good credit. Monthly net income: $ 2,400.00 Monthly expenses: $ 1,614.00 Housing: $ 635.00 Insurance: n/a Car expenses: $ no car payment, just gas. Approx. $50.00 ( I take the bus to work), $88.50- car insurance Utilities: $ 35.00 Phone, cable, internet: $ 100.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 150.00 Credit cards and other loans: $ 208.00 Other expenses: $ 41.77- current prosper loan payment, $76.00- monthly bus pass |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 18292 | Borrowing money to pay off delinquent accounts | HR | $3,000 @ 29% | Jun 07, 2006 | Expired |
| 19752 | Paying for Tuition | HR | $1,000 @ 17% | Jun 14, 2006 | Expired |
| 23090 | Need to pay for college | HR | $1,000 @ 27% | Jul 05, 2006 | Withdrawn |
| 23286 | Want to borrow money for college | HR | $1,000 @ 28% | Jul 06, 2006 | Loan created |
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