Looking to purchase a treadmill
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,551.00 | Status: | Loan created |
| Grade: | C | DTI: | 29% |
| Lender Rate: | 24% | Borrower: | smartmoney11 |
| Finished | State: | MN | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-03 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Jan 03, 2008 | Current |
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Purpose of loan: This loan will be used to purchase a new treadmill for my husband and I to use in our home! My financial situation: First off, let me advise that we do not have 12 delinquencies. This is an error, as you can see we have had only 3 delinquncies in the past 7 years and those were paid off in February 2007 as you can see by the $0 delinquent amount. I am a thirty-something professional with a secure teaching job. I have recently moved to a school district that is closer to home. I have been working diligently the past three and a half years to get rid of debt. We (my husband and I) have owned our home for the past four and a half years. My husband was just diagnosed with Pre-diabetes and in addition to making alternative diet choices we also need to become more active. As such, we want to bring fitness and health to the top of our priorities! I am a motivated borrower who is looking to improve my C credit rating, I have a monthly expense budget that helps us pay all our bills in a timely, responsible manner. I know that by being responsible with my budgeting I will be able to improve my finacial situation so that I can someday be a lender on Prosper. This loan will fit into our budget as well as allow us to get healthy!! If you have any questions, please feel free to contact me! Thank you for your consideration! We are a two income family, the information below shows our combined income and expenses. Monthly net income: $ 5420 Monthly expenses: $ 4389 Housing: $ 1530 Insurance: $ 148 Car expenses: $ 1100 Utilities: $ 265 Phone, cable, internet: $ 280 Food, entertainment: $ 400 Clothing, household expenses $ 250 Credit cards and other loans: $ 225 School Loans: $125 Health/Dental: $66 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 254687 | Consolidate and Advance | C | $4,000 @ 33% | Dec 22, 2007 | Withdrawn |
| 254961 | Sticking to New Year's Resolutions!--Buying a Treadmill | C | $2,900 @ 30% | Dec 23, 2007 | Expired |
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