Looking to get rid of high interest credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 26% |
| Lender Rate: | 29% | Borrower: | anieves6 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-07 | EricsCC ROI: | 25% |
| Status History | |
|---|---|
| Jan 05, 2008 | Current |
|
Hello everyone, I am requesting my second prosper loan to consolidate and pay off the remaining debt I have outstanding. As you can see from my record that I never missed a payment on my first prosper loan and actually paid it off in under a year. I used my first prosper loan a couple of months ago to get myself into a better financial situation, but had some unforseen personal events that required me to take on additional debt. To answer any questions you may have about my financial situation, the three delinquencies you will notice on my background are from over 4 years ago when I was balancing debt to help pay my way through college. Since I have graduated 4 years ago, I have been on time with my debt payments and have steadily increased my credit standing. In addition, I have been taking on additional debt because I have been supporting my sisters education. Over the past year I requested my first prosper loan and was able to get myself into a better financial situation, but some unforseen family obligations have caused me to need a second loan. The recent credit inquiries were from when I was looking to purchase a first home, until my family obligations caused me to use my funds else where. A little bit more about myself, I am a corporate finance manager with about 5 years of experience and I bring in just over $120,000 a year. My expense breakdown is below, and if you have any other questions, please let me know. Thanks for your interest in my loan and for helping me on my way to financial stability. Monthly Net Income: $7,000 Rent: $1,600 Car and insurance: $700 Living: $600 Utilities: $200 Phone: $100 Student Loans: $300 Prosper Loan: $750 (Currently $1400) Net after expenses: $2,750 Hopefully the information I provided will answer any questions you may have about my loan request and you will be interested in funding my loan. If you do have any additional questions, please do let me know. Thanks for your interest. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 92085 | Planning for a wedding | D | $15,000 @ 20% | Feb 01, 2007 | Withdrawn |
| 92277 | Looking to eliminate high credit card balances | D | $15,000 @ 21% | Feb 02, 2007 | Withdrawn |
| 93076 | Looking to get rid of high interest credit cards | D | $15,000 @ 22% | Feb 04, 2007 | Loan created |
| 230743 | Looking to get rid of high interest credit cards | D | $12,000 @ 17% | Nov 12, 2007 | Withdrawn |
| 251801 | Looking to get rid of high interest credit cards | C | $15,000 @ 21% | Dec 16, 2007 | Withdrawn |
| 254173 | Looking to get rid of high interest credit cards | C | $15,000 @ 27% | Dec 20, 2007 | Withdrawn |
| 254343 | Looking to get rid of high interest credit cards | C | $10,000 @ 29% | Dec 21, 2007 | Withdrawn |
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