pay off credit cards and other debt

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 13%
Lender Rate: 25% Borrower: poobear9307
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2008-01-14 EricsCC ROI: 24%
Status History
Jan 11, 2008 Current
Mar 07, 2009 Late
Mar 15, 2009 1 month late
Mar 24, 2009 Current
Mar 11, 2010 Payoff in progress
Mar 19, 2010 Paid
I am paying $216 on a loan with a high intrest rate and $150 on my credit cards. If funded this loan by prosper i will pay off that loan and credit cards while improving my credit rating all with a lower monthly payment

I am trying to rebuild my credit for the purpose of buying a home to raise my two daughters in ages 13 & 9 please help
Monthly net income: $3,012.80

Monthly expenses: $
  Housing: $ 400
  Insurance: $ 59
  Car expenses: $ 150
  Utilities: $ 0
  Phone, cable, internet: $ 136
  Food, entertainment: $ 200
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 135 ( if i am funded this loan by prosper
  Other expenses: $ 100
Borrower's Other Listings
244932 pay off credit cards and other debt HR $5,000 @ 26% Dec 05, 2007 Withdrawn
248653 pay off credit cards and other debt HR $3,500 @ 35% Dec 10, 2007 Expired
250597 pay off credit cards and other debt HR $4,000 @ 35% Dec 14, 2007 Expired
252111 pay off credit cards and other debt HR $3,000 @ 35% Dec 17, 2007 Withdrawn
252203 pay off credit cards and other debt HR $3,000 @ 35% Dec 17, 2007 Expired

 

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