Currently have 401k loan of $6000 that I want to payoff
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,950.00 | Status: | Loan created |
| Grade: | D | DTI: | 13% |
| Lender Rate: | 24% | Borrower: | Lookingtoconsolidate |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-03 | EricsCC ROI: | 21% |
| Status History | |
|---|---|
| Jan 01, 2008 | Current |
|
I currently live in Los Angeles, Ca and graduated from Indiana University in 2000. I have lived in LA for almost 6 years now and am doing well. I currently work for a Internet Company called Move.com formerly know as Homestore.com. I have been here a little over 3 years and am one of the top sales reps. The last 3 years of employment I have an income average of $175,000 and this year am going to clear $185,000. This seems like a lot of money but with the lifestyle I have and the cost of living in LA it is not very much. I have $40k in my 401k retirement account with a $5,000 outstanding loan. I need to pay this current loan off so I can take out a larger loan to wipe out some of my conusmer dbt on my credit. Please help. Monthly Income- $14,500 gross Monthly Expenses- Car Payment-$500 School Loan-$150 Rent-$1,500 Prosper Loan-$350 Installment loan-$300 Credit Cards-$350 Utilities-$200 Cell Phone-$150 Insurance- $200 Gas-$250 Food-$500 Misc-$1,000 401k loan- $400 Total- $5,850 I have 3 less than 30 day lates on my current prosper loan because theis paid through my checking account my with direct deposit withdraw. A few months in the past I over budgeted and did did not have enough money in my account. I made payments within 48 hours so nothing is over 30 days late. My credit score is low because of debt. No lates at all. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 68179 | ROI | D | $16,000 @ 16% | Nov 29, 2006 | Withdrawn |
| 68586 | Please make money off me instead of the banks | D | $9,000 @ 16% | Nov 30, 2006 | Loan created |
| 228788 | Please make money off me instead of the banks | D | $10,000 @ 12% | Nov 08, 2007 | Withdrawn |
| 229014 | Please make money off me instead of the banks | D | $10,000 @ 15% | Nov 09, 2007 | Expired |
| 237308 | Please make money off me instead of the banks | D | $10,000 @ 18% | Nov 25, 2007 | Withdrawn |
| 237628 | Please make money off me instead of the banks | D | $9,000 @ 19% | Nov 26, 2007 | Withdrawn |
| 239579 | Please make money off me instead of the banks | D | $9,500 @ 25% | Nov 28, 2007 | Withdrawn |
| 241013 | Please make money off me instead of the banks | D | $6,500 @ 25% | Nov 30, 2007 | Expired |
| 242873 | Please make money off me instead of the banks | D | $6,800 @ 30% | Dec 03, 2007 | Expired |
| 245435 | Need to pay of cash call loan, I have $40k in my 401k | D | $6,500 @ 32% | Dec 06, 2007 | Withdrawn |
| 245678 | Need to pay off cash call loan ASAP,please make money off me | D | $6,500 @ 32% | Dec 06, 2007 | Expired |
| 248286 | Need to pay off cash call loan ASAP,please make money off me | D | $6,100 @ 34% | Dec 10, 2007 | Withdrawn |
| 248290 | Need to pay off cash call loan ASAP,please make money off me | D | $6,100 @ 34% | Dec 10, 2007 | Withdrawn |
| 251057 | Currently have 401k loan of $4500 that I want to payoff | D | $4,500 @ 30% | Dec 14, 2007 | Cancelled |
| 254299 | Currently have 401k loan of $6000 that I want to payoff | D | $6,100 @ 34% | Dec 21, 2007 | Withdrawn |
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