Secure Investment, Good Salary, No DQs.

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Listing Information
Amount: $4,900.00 Status: Loan created
Grade: HR DTI: 15%
Lender Rate: 30% Borrower: EntrepreneurHB
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 3 months late Origination Date: 2008-01-03 EricsCC ROI: -71%
Status History
Jan 03, 2008 Current
Aug 19, 2008 Late
Sep 04, 2008 1 month late
Oct 04, 2008 2 months late
Nov 04, 2008 3 months late
Dear Friend,

Thank you for taking the time to invest in my future. Your investment is secure and very much appreciated.

Purpose of loan:
With your help I will be paying off my credit cards that I inherited from my college days when I used to pay for tuition until I graduated as well as my fiance's credit cards.

The total balance is around $6700. I will use the $4900 from prosper and $1800 we are covering ourselves. 

My financial situation: 
My fiance and I have both supported ourselves through college with savings, credit cards and loans. While we have paid all our loans, we still have a moderate amount of credit card debt that is proving to be a challenge. We would like to get these debts paid off as soon as possible, rebuild our credit history and start planning for our wedding. I am currently working in a high paying job at an IT company ($3080 net monthly income), and will be here for a long time because I truly enjoy what I do and I know there is more money I will be able to make in this position. 

We DO NOT have any bankruptcy reports or delinquencies.

I need your generous help to get going in the right direction. I also look forward giving back to the Prosper community.


Monthly net income: $ 3080

Monthly expenses: $
Housing: $ 900
Insurance: $ 150
Car expenses: $ 500
Gas: $ 250
Utilities: $ 120
Phone, cable, internet: $ 120
Food, entertainment: $ 250
Clothing, household expenses $ 100
Credit cards and other loans: $ 485
Other expenses: $ 200


Please let me know if you have any further questions and Thank you in advance!

Happy Holidays! :)
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