Dept Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 27% |
| Lender Rate: | 25% | Borrower: | CheerDad |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-12-31 | EricsCC ROI: | -40% |
| Status History | |
|---|---|
| Dec 29, 2007 | Current |
| Mar 17, 2008 | Late |
| Apr 01, 2008 | 1 month late |
| May 01, 2008 | 2 months late |
| Jun 05, 2008 | 3 months late |
| Jul 09, 2008 | 4+ months late |
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Purpose of loan: Consolidate my credit cards and pay off some that are on a promotional rate that will end next month. My financial situation: I have always made my payments on time. I have been employed for almost 10 years and my job is very stable. I make over 90k a year depending on bonuses and overtime I work. I was just hit with many expenses such as 2 kids high cell phone bills and high school costs. I'm trying to built my credit score. And by paying down and paying off my credit cards, this will raise my credit score, also I do not want to be hit with high interest rate that I will have accrued when my promotional rates on my credit cards expires. I was going to pay it off this year until I had an unexpected cell phone bill. Monthly net income: $ 5,000+ Monthly expenses: $ Housing: $ 1,200 Insurance: $ included Car expenses: $ 900 (one car will be paid off in a year) Utilities: $ 200 Phone, cable, internet: $ 200 Food, entertainment: $ 500 Clothing, household expenses $ 300 Credit cards and other loans: $ 500 Other expenses: $400 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 236671 | dept consolidation | D | $10,000 @ 15% | Nov 24, 2007 | Expired |
| 240485 | dept consolidation | D | $15,000 @ 22% | Nov 29, 2007 | Withdrawn |
| 243633 | Dept Consolidation | D | $10,000 @ 22% | Dec 03, 2007 | Expired |
| 248666 | Dept Consolidation | D | $5,000 @ 25% | Dec 11, 2007 | Expired |
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