Eric's Credit Community

New Business, Consolidation, and Credit Repair

Thanks to all of you who bid on my last four loans!  It is much appreciated.  Hopefully the FIFTH time is the charm!

I am a husband and a father of three children ages 3 3/4, 2, and 5 mo.  I am looking to have my wife start a new business venture.  She has one business up and running, but being so involved on the phone, she has a very hard time watching the kids and working.  We have found another business that is less involved with the phone and is easier to work since it is more computer based.   My wife really enjoys being able to help out with the bills.  We just need some funding for the expenses we need to start out with this. 

We recently have paid off almost all of our credit cards, medical bills, and our last Prosper loan.  We are nearly debt free which isn't reflected in our credit grade since it has happened just recently.  We would like to use this loan to put the rest of our credit debt into one bill as well as the rest of our numerous medical bills.  We would also use this loan to help our credit rating.  We don't have a problem paying this loan as it is smaller than the one we had the first time when we had more debt.  We do have a couple of delinquences  Please consider this when you bid on our loan. 

Thank you for considering me for this loan.  I am a hardworker, thruthful, and responsible when it comes to paying things back.  I appreciate any help that I get and I thank you in advace for whatever I receive.  God bless you!

PER MONTH

Net Income: $5300 (+ $1000 = $6300 - wife brings in about $1,000 from her first business)
Rent: $1050
Utilities: $35 and rest included in rent
Food/gas/household items/kids items: $1000
Insurance: $227
Credit Cards: $300
Medical Bills: $600
Misc.: $200
Cable/Phone: $335
Business Expense: $450
Prosper Loan: $250
Left over: $ 853  ($1853 Including wifes pay)