Eric's Credit Community

Firstly, Thank you Prosper for creating this wonderful community. Secondly, Thank you in advance for your generosity and help in helping me go in the right direction.

Purpose of loan:  
I will be taking all the money from this loan to help paying off my fiance and my credit card debt and student loans.

My financial situation:
My fiance and I have supported ourselves through college with our savings, credit cards and loans. Therefore, we have a large amount of credit card debt and student loans that is bringing us down. I would like to get these high interest debts paid off as soon as possible, rebuild our credit histories and start planning for our wedding. I have recently transferred to a higher paying job ($4000 net monthly income), 6 months ago and plan to be here for a long time.  I truly enjoy what I do and I know there is more money I will be able to make at this job.

I DO NOT have any bankruptcy reports or delinquencies. 

I need a little help to get going in the right direction.  I also look forward giving back to the Prosper community.


Monthly net income: $ 4000
plus another 2500 for my fiance.

Monthly expenses: $
Housing: $ 1000
Insurance: $ 130
Car expenses: $ 400
Utilities: $ 0
Phone, cable, internet: $ 100
Food, entertainment: $ 350
Clothing, household expenses $ 100
Credit cards and other loans: $ 500
Other expenses: $ 0

Please let me know if you have any further questions.    Happy Holidays!