Paying off my credit cards
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 32%
Lender Rate: 19% Borrower: kj1957
Time Left: Finished State: IA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-04 EricsCC ROI: 17%
Status History
Jan 04, 2008 Current
Purpose of loan:
I will use this loan to pay off credit cards I have accumulated over the last four years since my divorce.  I am remarrying in the fall and would like to have my debts paid down. 

My financial situation
I believe I am a good candidate for a loan.  I have a steady and secure job.  I have been a college teacher for 11 years.  I pay my bills and am not delinquent.  I believe my credit score is bad because I have so many individual debts, not because I do not pay the bills. 

Monthly net income: $ 3300.00 & $400(from fiance)

Monthly expenses: $
  Housing: $ 709
  Insurance: $ 150.00
  Car expenses: $100.00
  Utilities: $55.00
  Phone, cable, internet: $ 190.00
  Food, entertainment: $ 300.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 1500
  Other expenses: $ Student Loan $131.00
Borrower's Other Listings
239470 Plug hole in sinking ship C $8,500 @ 19% Dec 12, 2007 Expired
414494 Paying off my credit cards C $3,000 @ 32% Oct 16, 2008 Cancelled

 

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