Eric's Credit Community

I am a single woman. I live with my sister in our home we grew up in. I don't own this home so it is difficult to get a personal loan without security.  I work full time and have worked since I was 18.  I am a responsible person and take my job as accountant seriously.  I have worked at with my present employer since March 2002.  I like my job and the company I work for and intend to stay with this company for at least 10 more years when I could retire at age 66.  I don't see myself retireing completely from working.  I like what I do and would probably work part time.  My vision is to owe no outstanding bills within the next 5 years and to participate more into my works 401K plan for my future retirement.

I want to borrow $2,500.00 at this time to use to pay for dental work that is needed and to pay loans up so that I am only owing my car payment, Prosper loan and living expenses.  I have learned from my mistakes with using various pay day loans that I can't get ahead of my income versus paying off high interest.

Listed is the breakdown of the $2,500.00 loan to be used as:

    Dental estimate    approximately    $1,200.00
    Pay Day Loan                                $600.00
    Pay Day Loan                                 $400.00
    Pay Day Loan                                $300.00

My income is:    $2,254.00/month after taxes & insurance
Monthly expenses:
Rent                            $600 (give to sister to run house)
Car payment                $476.00
gas/tel/car insurance    $150.00


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