Refinancing my current Prosper loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 42% |
| Lender Rate: | 8% | Borrower: | NDinTex79 |
| Finished | State: | TX | |
| Funded: | 0% | Group: | Rich Uncle |
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First of all I want to thank you for taking the time and interest to consider helping fund my loan and to those who funded my loan last time. I have had a loan with prosper for almost a year now and every payment has been made on time as have all of my recent credit card and auto payment. I would like to refinance my loan at a lower interest rate and use the extra money to completley pay off any of my outstanding debts (aside from my car loan). Prosper and it's members have helped me in the past and I am looking forward to working with them again. I realize my credit history is not the most desirable. Like many people I fell into the trap of credit cards when I was younger and am paying the price now. In the past few years I have worked hard to try and slowly rebuild my credit, I have successfully paid off two auto loans (early) and am currently on my third with no late payments. . I?m well established at my job with Honda, I am approaching my 6-year anniversary in January and I?m proud of the small steps I have taken to help re-establish myself and my credit . This is a breakdown of my current payments: Net income: $3200.00 Mortgage/Rent: $ 450.00 (including utilities) Phone: $ 67.00 Car Loan and Operating Expenses: $ 410.00 Past due (from my credit report): $1700.00 Food: $ 150.00 Insurance: $ 150.00 Credit cards (revolving credit) to be paid off: $850.00 Prosper Loan (to be paid off): $127.00 monthy, $2457.00 outstanding Again, I thank you for taking the time to look at my listing and any help you can offer getting me fully funded. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 70101 | Staying on the right track | HR | $3,700 @ 27% | Dec 04, 2006 | Withdrawn |
| 72199 | I need help staying on the right track | HR | $3,500 @ 29% | Dec 08, 2006 | Expired |
| 74479 | My second chance | HR | $5,000 @ 29% | Dec 14, 2006 | Expired |
| 75581 | Help with a second chance | HR | $5,000 @ 29% | Dec 17, 2006 | Withdrawn |
| 78000 | Staying on the right track | HR | $3,200 @ 29% | Dec 26, 2006 | Expired |
| 80435 | Second Chances, 86% funded on the last try | HR | $3,200 @ 25% | Jan 02, 2007 | Loan created |
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