Consolidate my High Interests Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Expired |
| Grade: | E | DTI: | 21% |
| Lender Rate: | 22% | Borrower: | electro88 |
| Finished | State: | OH | |
| Funded: | 0% | Group: | Brighter Financial Future |
|
Hello and thank you for viewing my listing About me: This my second loan with prosper, first one i have paid off without late 6 months ago. I am a 39 year old father with 3 children, married for more than 10 years. I am currently employed as an IT Staff for a large company. Unfortunately, since I got into loans and credit cards to support my family last time, I now need help to get out of them. Even with this situation, i always paid my bill on time and never late on payment. So as my other payment i assure that i can pay this loan without any problem. Purpose of loan: I need this loan to established my credit and pay off loan with high interest and get out from debt for my future goal. My financial situation: I would use the Prosper Loan to pay partial with cash call which give me really high interest. The following are total my loans and credit cards. - Cash call which $4,900 - Capital one, $600 - HCBC, $1,350 - Credit Union $4,300 ------- $11,150 - Total amount of Debt to pay off Currently, I am working as full time employee and have been there more than 2 years. So i have stable job and enough to pay this loan. Monthly net income: $ 4654 Monthly expenses: $ Here's my monthly budget with the prosper loan in place: - $1,150 - Rent - $150 - Electricity + Utilities - $200- Telephone, cable, internet - $690 - Car Payment - $110 - Insurance - $150 - Gas - $ 500- Other Credit Cards Not paid off with loan - $ 900 - Groceries, rec, any milk money for my kids. -------------- $3,800 - total monthly expenditures. I still have more less $854 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by Loans/Credit Cards step by step. I know my loan still not enough to pay all my debts but i will start to pay lower interest. I have checking which deducted to pay my loan with prosper so that everyone, including myself, knows that my payment will be made on time, every time. I will need this loan to start rebuilding my credit. Thank you again for viewing my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 39763 | Buy ticket for family and buy furniture | E | $5,000 @ 7% | Sep 15, 2006 | Expired |
| 71442 | Parents Medical Expenses | E | $10,000 @ 7% | Dec 06, 2006 | Withdrawn |
| 71660 | Medical expenses and bring family together | E | $6,000 @ 7% | Dec 07, 2006 | Withdrawn |
| 73940 | Bring Family together | E | $7,000 @ 7% | Dec 12, 2006 | Withdrawn |
| 74283 | Bring My Family Together | E | $7,000 @ 7% | Dec 13, 2006 | Expired |
| 79669 | Please help to bring my family together | E | $7,000 @ 7% | Dec 30, 2006 | Withdrawn |
| 86745 | Need loan (no risks) | E | $7,500 @ 7% | Jan 19, 2007 | Withdrawn |
| 91099 | Need Loan for family | E | $7,500 @ 7% | Jan 30, 2007 | Expired |
| 102423 | Bring my family | HR | $1,500 @ 7% | Feb 22, 2007 | Withdrawn |
| 102434 | Bring my family | HR | $1,500 @ 7% | Feb 22, 2007 | Loan created |
| 135921 | Established my credit and Consolidate my debt | HR | $5,000 @ 22% | May 11, 2007 | Expired |
| 145194 | Consolidate my High Interests Debt | HR | $5,000 @ 19% | Jun 01, 2007 | Withdrawn |
| 183258 | Consolidate my High Interests Debt | HR | $5,000 @ 19% | Aug 08, 2007 | Withdrawn |
| 188221 | Consolidate my High Interests Debt | HR | $2,500 @ 21% | Aug 16, 2007 | Expired |
| 247329 | Consolidate my High Interests Debt | E | $2,500 @ 22% | Dec 10, 2007 | Withdrawn |
| 257171 | Relist- Eliminate my High Interests Debt | E | $2,500 @ 22% | Dec 29, 2007 | Expired |
| 262203 | Relist- Eliminate my High Interests Debt | HR | $2,500 @ 22% | Jan 09, 2008 | Expired |
| 280228 | Relist- Eliminate my High Interests Debt | HR | $5,000 @ 22% | Feb 15, 2008 | Expired |
| 284275 | Relist- Eliminate my High Interests Debt | HR | $3,000 @ 22% | Feb 25, 2008 | Loan created |
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