p2p lending at lending club
Increase Credit Score & Down payment on a vehicle

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: D DTI: 3%
Lender Rate: 21% Borrower: Materia
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-07 EricsCC ROI: 18%
Status History
Jan 04, 2008 Current
Purpose of loan:
This loan will be used to build my credit and purchase a used vehicle.  My first load has 17 on time payments and has increased my credit score 1 grade.  This load will improve that rating further and will also allow me to purchase a used vehicle.

My financial situation:
I am a good candidate for this loan because my debt to income is low.  No major debts and I have a proven payment record with Prosper. 

Monthly net income: $ 3000.00

Monthly expenses: $
  Housing: $ 900.00
  Insurance: $ 14.00
  Car expenses: $ 0
  Utilities: $ 50.00
  Phone, cable, internet: $ 150.00
  Food, entertainment: $
  Clothing, household expenses $
  Credit cards and other loans: $ 40.00 (Prosper)
  Other expenses: $
Borrower's Other Listings
20131 Buy a new laptop HR $2,400 @ 25% Jun 16, 2006 Expired
21419 A New Laptop HR $1,000 @ 24% Jun 23, 2006 Loan created

 

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