p2p lending at lending club
No DQs and Never Late! Paying off my credit cards.

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Listing Information
Amount: $10,000.00 Status: Expired
Grade: C DTI: 40%
Lender Rate: 26% Borrower: marsh55
Time Left: Finished State: CA
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to pay off existing credit card debt and consolidate payments. Most of my credit card debt was incurred when I was assisting my son with college expenses. 

My financial situation:
I am a good candidate for this loan because I have an excellent payment history and no delinquencies. I contribute approximately $1200 for all household expenses, including housing, utilities, food, car expenses, etc. (as evidenced below). While shopping for possible debt consolidation loans, I learned about Prosper and thought that this an excellent way to exhibit "people helping people". It's definitely a group that I would like to be involved with, and plan to be on the "lending" end some day in the future.

Monthly net income: $ 4300.00

Monthly expenses: $ 2000.00
  Housing: $ 1200.00
  Insurance: $
  Car expenses: $
  Utilities: $
  Phone, cable, internet: $
  Food, entertainment: $
  Clothing, household expenses $
  Credit cards and other loans: $ 800.00
  Other expenses: $
Borrower's Other Listings
246814 Paying off my credit cards C $10,000 @ 18% Dec 12, 2007 Withdrawn
255138 No DQs and Never Late! Paying off my credit cards. C $7,500 @ 24% Dec 24, 2007 Loan created

 

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