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RELIST: Pay off High Credit Card Interest Rate

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Listing Information
Amount: $11,000.00 Status: Loan created
Grade: B DTI: 27%
Lender Rate: 13% Borrower: Solluna
Time Left: Finished State: CA
Funded: 100% Group: Government Employees
Loan Information
Loan Status: Paid Origination Date: 2007-12-31 EricsCC ROI: 12%
Status History
Dec 29, 2007 Current
Apr 16, 2008 Payoff in progress
Apr 19, 2008 Paid
I  have a credit card with an interest rate of 29.99 and I currently owe $11,500. I?d like to pay it off in three years at a decent interest rate. My current payment is $400 a month. I barely making a dent against the principal.

I've had a Prosper loan for over 6 months and have never missed a payment and always paid on time.  I'm using that loan to pay off a credit card debt that had a 32.29 interest rate.

I work a full-time and part-time job because my goal is to be debt-free by the time I retire in 8 years.

My current monthly net pay on average is:
Federal government  3300 (10% of my gross to retirement account)
Retail store              600 (average)
Total    3900

Borrower's Other Listings
105658 Rather Pay U Interest than the Bank B $14,700 @ 13% Mar 02, 2007 Withdrawn
107994 Pay Off High Credit Card Interest B $14,500 @ 14% Mar 07, 2007 Expired
116551 Pay off High Interest Credit Card Debt B $14,000 @ 14% Mar 28, 2007 Expired
120329 RELIST: Pay off High Credit Card Interest Rate B $14,000 @ 15% Apr 07, 2007 Loan created
313523 Pay off High Credit Card Interest Rate B $4,500 @ 11% May 24, 2008 Loan created

 

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